DISSINTER

SB 784 — Maryland

Financial Institutions - Consumer Credit - Application of Licensing Requirements

Repealing a certain provision of law exempting all persons that acquire or are assigned certain mortgages, mortgage loans, or installment loans under certain circumstances from certain provisions of law governing the licensing of providers of certain financial services in the State.

Latest action: Approved by the Governor - Chapter 40 · Apr 14, 2026

EnactedApplicants and ApplicationsCreditFinancial InstitutionsLicensesLoansMortgages

Synopsis written by the legislature's own staff, as published on the official bill page. Status label is derived from the recorded actions. The full text below is the record.

Committees: Finance (Senate); Economic Matters (House of Delegates)

Updated Apr 22, 2026

Timeline

  1. First Reading Finance

    Feb 6, 2026 · Senate

  2. Hearing 2/26 at 1:00 p.m.

    Feb 11, 2026 · Senate

  3. Favorable Report by Finance

    Mar 9, 2026 · Senate

  4. Favorable Adopted

    Mar 10, 2026 · Senate

  5. Second Reading Passed

    Mar 10, 2026 · Senate

  6. Third Reading Passed

    Mar 12, 2026 · Senate

  7. Referred Economic Matters

    Mar 13, 2026 · House of Delegates

  8. Hearing 3/24 at 1:00 p.m.

    Mar 16, 2026 · House of Delegates

  9. Favorable Report by Economic Matters

    Apr 1, 2026 · House of Delegates

  10. Favorable Adopted Second Reading Passed

    Apr 1, 2026 · House of Delegates

  11. Third Reading Passed

    Apr 2, 2026 · House of Delegates

  12. Returned Passed

    Apr 3, 2026 · Senate

  13. Approved by the Governor - Chapter 40

    Apr 14, 2026 · executive

Sponsored by Carl Jackson

Senate vote — 45–0

On Third Reading · Feb 27, 2026 · result: pass

45 yea · 0 nay · 2 absent, excused, abstain or not voting

Arthur EllisDistrict 28YeaSteve HersheyDistrict 36YeaClarence LamDistrict 12YeaJohnny SallingDistrict 6YeaDalya AttarDistrict 41YeaBrian FeldmanDistrict 15YeaKatie HesterDistrict 9YeaKaren YoungDistrict 3YeaBryan SimonaireDistrict 31YeaMalcolm AugustineDistrict 47YeaBill FoldenDistrict 4YeaShelly HettlemanDistrict 11YeaSara LoveDistrict 16YeaWill SmithDistrict 20YeaJack BaileyDistrict 29YeaJason GallionDistrict 35YeaCarl JacksonDistrict 8YeaJohnny MautzDistrict 37YeaCharles SydnorDistrict 44YeaPam BeidleDistrict 32YeaDawn GileDistrict 33YeaMary-Dulany JamesDistrict 34YeaCory McCrayDistrict 45YeaJeff WaldstreicherDistrict 18YeaBen BrooksDistrict 10YeaGuy GuzzoneDistrict 13YeaJ.B. JenningsDistrict 7YeaMike McKayDistrict 1YeaAlonzo WashingtonDistrict 22YeaMary Beth CarozzaDistrict 38YeaKevin HarrisDistrict 27YeaCheryl KaganDistrict 17YeaAnthony MuseDistrict 26YeaRon WatsonDistrict 23YeaNick CharlesDistrict 25YeaAntonio HayesDistrict 40YeaNancy KingDistrict 39YeaJustin ReadyDistrict 5YeaChris WestDistrict 42YeaPaul CordermanDistrict 2YeaShaneka HensonDistrict 30YeaBen KramerDistrict 19YeaJim RosapepeDistrict 21YeaCraig ZuckerDistrict 14YeaJoanne BensonDistrict 24AbsentMary WashingtonDistrict 43Absent
Mr. Presidentas recorded — not linked to a profileYea
Official record — Maryland General Assembly roll call

House of Delegates vote — 131–1

On Third Reading · Mar 17, 2026 · result: pass

131 yea · 1 nay · 9 absent, excused, abstain or not voting

Charlotte CrutchfieldDistrict 19YeaJay JacobsDistrict 36YeaDarrell OdomDistrict 27AYeaDana SteinDistrict 11BYeaGabriel AceveroDistrict 39YeaBonnie CullisonDistrict 19YeaAndre JohnsonDistrict 34AYeaJulie Palakovich CarrDistrict 17YeaVaughn StewartDistrict 19YeaChris AdamsDistrict 37BYeaDebra DavisDistrict 28YeaSteve JohnsonDistrict 34AYeaCheryl PasteurDistrict 11AYeaSean StinnettDistrict 41YeaJackie AddisonDistrict 45YeaEric EbersoleDistrict 44AYeaDana JonesDistrict 30AYeaEdith PattersonDistrict 28YeaJosh StonkoDistrict 42CYeaNick AllenDistrict 8YeaMark EdelsonDistrict 46YeaAnne KaiserDistrict 14YeaScott PhillipsDistrict 10YeaKathy SzeligaDistrict 7AYeaTiffany AlstonDistrict 24YeaElizabeth EmbryDistrict 43AYeaAaron KaufmanDistrict 18YeaJesse PippyDistrict 4YeaDeni TaverasDistrict 47BYeaMarlon AmpreyDistrict 40YeaKris FairDistrict 3YeaKen KerrDistrict 3YeaAndrew PruskiDistrict 33AYeaKym TaylorDistrict 23YeaKevin AndersonDistrict 38AYeaDiana FennellDistrict 47AYeaNic KipkeDistrict 31YeaLily QiDistrict 15YeaJen TerrasaDistrict 13YeaSteve ArentzDistrict 36YeaMark FisherDistrict 27CYeaMarc KormanDistrict 16YeaPam QueenDistrict 14YeaKaren TolesDistrict 25YeaHeather Bagnall TudballDistrict 33CYeaLinda FoleyDistrict 15YeaMary LehmanDistrict 21YeaTeresa ReillyDistrict 35AYeaChris TomlinsonDistrict 5YeaTerry BakerDistrict 1CYeaCathi ForbesDistrict 43BYeaRobbyn LewisDistrict 46YeaKent RobersonDistrict 25YeaVeronica TurnerDistrict 26YeaBen BarnesDistrict 21YeaDavid Fraser-HidalgoDistrict 15YeaBob LongDistrict 6YeaDenise RobertsDistrict 25YeaKris ValderramaDistrict 26YeaSandy BartlettDistrict 32YeaJeff GhristDistrict 36YeaLesley LopezDistrict 39YeaMike RogersDistrict 32YeaWilliam ValentineDistrict 2AYeaBarry BeauchampDistrict 38BYeaMike GriffithDistrict 35AYeaApril RoseDistrict 5YeaJoe VogelDistrict 17YeaDylan BehlerDistrict 30AYeaMichele GuytonDistrict 42BYeaSandy RosenbergDistrict 41YeaRon WatsonDistrict 23YeaHarry BhandariDistrict 8YeaGuy GuzzoneDistrict 13YeaAletheia McCaskillDistrict 44BYeaKim RossDistrict 8YeaMelissa WellsDistrict 40YeaAdrian BoafoDistrict 23YeaAndrea HarrisonDistrict 24YeaSusan McComasDistrict 34BYeaMalcolm RuffDistrict 41YeaJennifer White HollandDistrict 10YeaRegina BoyceDistrict 43AYeaWayne HartmanDistrict 38CYeaRic MetzgarDistrict 6YeaSheila RuthDistrict 44BYeaC.T. WilsonDistrict 28YeaJason BuckelDistrict 1BYeaAnne HealeyDistrict 22YeaApril MillerDistrict 4YeaMatthew SchindlerDistrict 2BYeaGreg WimsDistrict 39YeaMark ChangDistrict 32YeaTerri HillDistrict 12AYeaBernice Mireku-NorthDistrict 14YeaStuart SchmidtDistrict 33BYeaWilliam WivellDistrict 2AYeaLorig CharkoudianDistrict 20YeaJim HinebaughDistrict 1AYeaDavid MoonDistrict 20YeaEmily ShettyDistrict 18YeaSarah WolekDistrict 16YeaBrian ChisholmDistrict 31YeaMarvin HolmesDistrict 23YeaGabriel MorenoDistrict 13YeaGary SimmonsDistrict 12BYeaJamila WoodsDistrict 26YeaBarrie CilibertiDistrict 4YeaKevin HornbergerDistrict 35BYeaMatt MorganDistrict 29AYeaKaren SimpsonDistrict 3YeaTeresa WoormanDistrict 16YeaLuke ClippingerDistrict 46YeaSeth HowardDistrict 30BYeaTodd MorganDistrict 29CYeaWill SmithDistrict 20YeaChao WuDistrict 9AYeaDerrick ColeyDistrict 24YeaTom HutchinsonDistrict 37BYeaRyan NawrockiDistrict 7AYeaJared SolomonDistrict 18YeaCaylin YoungDistrict 45YeaFrank ConawayDistrict 40YeaJulian IveyDistrict 47AYeaLaToya NkongoloDistrict 31YeaRyan SpiegelDistrict 17YeaNatalie ZieglerDistrict 9AYeaBrian CrosbyDistrict 29BYeaRobin GrammerDistrict 6NayLauren ArikanDistrict 7BNot votingChristopher BouchatDistrict 5Not votingJon CardinDistrict 11BAbsentAdrienne JonesDistrict 10AbsentSheree Sample-HughesDistrict 37AAbsentJheanelle WilkinsDistrict 20AbsentNicole WilliamsDistrict 22AbsentJessica FeldmarkDistrict 12AAbsentJeff LongDistrict 27BAbsent
Speakeras recorded — not linked to a profileYea
Mangioneas recorded — not linked to a profileYea
Martinezas recorded — not linked to a profileYea
Official record — Maryland General Assembly roll call

How we know this

Every line above comes from the Maryland General Assembly record via Open States. The motion text is shown as recorded, so a procedural vote (to amend, refer or reconsider) is not read as a vote on the bill itself. The source does not say which text version each vote was on; every version is linked below.

Fiscal and Policy Note — official analysis by legislative staff (PDF) Bill text (First reading) — Maryland General Assembly (PDF) Bill text (Third reading) — Maryland General Assembly (PDF) Official record — Maryland General Assembly bill page Report an error on this page

Official records. Maryland legislators, bills and roll-call votes from the Maryland General Assembly, imported through Open States on Oct 29, 2026. Accuracy review against the official site is still under way. Campaign-finance records for Maryland are not imported yet.